Every Purchase Has a Story
If only you'd bought Bitcoin instead?
IfOnly.ai transforms your past expenses into powerful "if only" narratives, showing the true cost of everyday decisions in the Bitcoin era
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Why This Matters to You
See Your Real Loss
Inflation steals 2-10% yearly. Bitcoin has grown 84% annually over 10 years. See what you really lost.
It's Never Too Late
Every "if only" story from 2013-2023 shows gains. Your next purchase could be your smartest.
Emotional Connection
Numbers don't change behavior, stories do. Feel the weight of your choices.
Share Your Wake-Up Call
Help friends and family see what they're missing. One story can change a life.
How It Works
Four simple steps to your financial awakening
1. Share Your Purchase
Tell us what you bought, when, and for how much. Car, wedding, gadget - anything.
2. We Calculate the Bitcoin
Using real historical prices, we show how much Bitcoin you could have bought.
3. AI Creates Your Story
GPT-5 crafts a personal narrative exploring your "if only" moment.
4. Share & Start Stacking
Share your story and begin your Bitcoin journey today.
Founder's Story
From building houses to building a Bitcoin future
Started with a Broom
I began at the very bottom—with a broom and a wheelbarrow. From laboring on building sites to renovating houses and eventually constructing homes from the ground up, my twenties were spent shaping neighborhoods across London.
The Hard Truth
A back injury forced me off the tools and into planning permissions and larger developments. I built, sold, and secured sites with planning approval. It gave me stability, but I learned a painful lesson: property doesn't create real wealth. The numbers rise, but the buying power stays the same.
Bitcoin Discovery
In 2017, I discovered Bitcoin. I bought in, panicked, sold too soon, and chased distractions. The mistakes were classic—but the seed had been planted.
The Lightbulb Moment
In 2024, I sold my last development site and finally zoomed out on Bitcoin's long-term charts. That's when it hit me: if only I'd held, everything would be different. The truth was clear—wealth comes from conviction, not from chasing trends.
The Mission
I no longer see Bitcoin as speculation but as the exit from fiat, inflation, and the illusion of progress. That realization gave birth to IfOnly.ai—a way to show how everyday choices, from a coffee to a car, could have become extraordinary if invested in Bitcoin.
I don't believe it will ever be too late for Bitcoin—but I do know this: I don't want any more if only moments. My mission is simple: help others see the light before they miss theirs.
Listen to Founder's Story
My Real "If Only" Story
The house purchase that inspired this platform
🏠 January 2017 - A Life-Changing Decision
When I bought my house in January 2017 for £750,000, Bitcoin was trading at just £700. I thought I was making a smart investment in property.
Today, that same amount in Bitcoin would be worth over £90 million - a gain of +11,973%
This single decision changed my perspective on money, value, and what real wealth preservation means. It's why I built IfOnly.ai - to help others see what I wish I had seen sooner.
See My Actual Story
View the interactive timeline of how this house purchase would have performed as a Bitcoin investment.
View My £750k House StoryThis is the story that started it all
Frequently Asked Questions
Not at all! It's about awareness and inspiration. Every "if only" is also a "what now?" We're here to help you start your Bitcoin journey today, not dwell on the past.
We use real-time and historical data from CoinGecko's professional API, one of the most trusted sources in crypto. Every calculation is based on actual Bitcoin prices from that specific date.
We only store your story with a unique share link - no personal information required unless you create an account. Your privacy is our priority.
Yes, 100% free! We believe everyone deserves to understand the true cost of inflation and the opportunity of Bitcoin. We may earn affiliate commissions if you choose to buy Bitcoin through our partners, but the tool will always be free.
Your Privacy & Security
- No personal data required to create stories
- SSL encrypted connections
- GDPR compliant
- We never share or sell your data
Educational Purpose Only
This tool is for educational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Bitcoin is volatile - only invest what you can afford to lose. Always do your own research.
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